Sanitas health and dental insurance products...
Waiting periods and other restrictions;
'Cuadro' (non-reimbursement option - using the Sanitas network of professionals)
tying fallopian tubes (tubal ligation) / vascectomy ... 6 months
psychology ... 6 months
hospitalisation (including childbirth) ... 8 months
in-patient operations ... 8 months
bariatric surgery for morbid obesity ... 36 months
Reimbursement plan
physiotherapy, rehabilitation, laser, logophoniatry, pathological anatomy services ... 3 months
radiotherapy, chemotherapy, cobalt therapy, radioactive isotopes, linear acceletator, scanner, magnetic resonance, nuclear medicine, bone densitometry, lithotricy, digital arteriography, radio neurosurgery and prostatic hyperthermia services ... 5 months
hospitalisation (including childbirth) ... 8 months
in-patient operations ... 8 months
psychiatric hospitalisation ... 8 months
Applications for cover can be made by people up to the age of 64.
There are no age limits for retaining cover, but after the age of 64 there are no reimbursement options - all clients must use the 'Cuadro' (non-reimbursement option - using the Sanitas network of professionals)
Sanitas Primero (for individuals) / Sanitas Premium 500 (for individuals) / Sanitas Pro Autónomos (for self-employed people) / Sanitas Pro PYME Inicia (starter cover for small and medium-sized companies, SMEs) / Sanitas Pro PYME (a more comprehensive plan for small and medium-sized companies, SMEs) / Sanitas Sport.
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